Lately I’ve been giving a lot of thought to opening a savings account with a bank. I would also love to open a checking account. I’ve been meaning to do both for a while now but I’ve never gotten around to it. For the past couple of years I’ve relied on other ways of saving my money but I think opening a savings account will be so much better. Right now I tend to spend too much money because it’s right at my finger tips. If I had to go to a bank and make a withdrawal every time I wanted money I would think long and hard about spending. That’s the great thing about savings accounts. They really do encourage you to save your money!